Things To Do When Your Identity Is Stolen: 7 Essential Steps To Follow
Reports have indicated that identity fraud is a problem that is on the rise. The unfortunate thing with identity fraud is that the problem may be with us for quite some time. In other words, it could affect you just as it has affected others. The good part for you is that you can be ahead of the fraudsters by learning the critical steps to take once your identity has been stolen. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read This article to the very end and understand the important steps that one needs to take once their identity has been stolen.
It is critical that you notify companies about the stolen identity. The best thing is to always act as fast as you can. It will be wrong for you to sit around and wiat to hear about fraudster activities. These people are fast. Therefore, any relevant company needs to know about the theft. With the issue of account takeovers, it is easy for your card to get compromised. By calling your card issuer, then chances are high they will take action before these fraudsters can steal more of your information.
As well, ensure that you file a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. They will not take on the criminal charges but will provide law enforcers with critical information that will help in tracking down the criminals. Filing a case with them requires you to only visit their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
Even more, file a report on the case with the police. You will have more papers as evidence and the police have the ability to assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
The next thing you’ve got to do is freezing your credit. No one can access your credit report if you do so. You only have to call the main bureaus and have them do it.. discover more
Tightening Security on your accounts is also critical. Avoid making use of one password for all accounts as this can be easy to guess. click for more
You can also seek the guidance of an identity theft attorney.